Draft FEM (Establishment in India of a branch or office) Regulations, 2025 vs FEM (Establishment in India of a branch office or a liaison office or a project office or any other place of business) Regulations, 2016

The Foreign Exchange Management (Establishment in India of a branch office or a liaison office or a project office or any other place of business) Regulations, 2016 have been the governing framework for foreign entities establishing Branch Offices (BOs), Liaison Offices (LOs), Project Offices (POs), or other business entities in India. Now, the Reserve Bank of India, on 3rd October, 2025, published Draft Foreign Exchange Management (Establishment in India of a branch or office) Regulations, 2025 proposing several clarifications, procedural updates, and operational guidelines to streamline and modernize the framework. The 2025 draft keeps the core eligibility and operational principles of FEMA 2016 but streamlines processes, strengthens reporting and compliance, formalizes closure and appeal mechanisms, and assigns explicit responsibilities to designated banks. It is designed to make foreign office establishment in India more transparent and accountable while retaining flexibility for business operations. Please see comparison below:

 
Point of Comparison FEMA 2016 Draft FEM 2025
Short Title & Commencement Full title includes branch office, liaison office, project office, or any other place of business Simplified title: “branch or office”
Definitions Detailed definitions for Branch Office, Liaison Office, Project Office, Site Office, Stand-alone basis; “foreign company” includes firm/association Defines Branch Office, Project Office (PO), EROI (Entity Resident Outside India)- excludes natural persons, Designated Bank; streamlined
Prohibition / Prior Approval PROI cannot establish BO/LO/PO without RBI approval; exceptions for banks, insurance, SEZ branches with 100% FDI EROI cannot establish branch or office without RBI approval; additional conditions: sectoral regulator, SEZ Act, FCRA compliance; legal consultancy prohibited; Offices (other than PO) cannot undertake commercial activity
Opening a Branch or Office Application via Form FNC to AD Category-I bank; validity for 6 months; extensions allowed; additional offices require fresh application; POs require contract/funding Application via Form FNC to AD bank (Designated Bank); RBI issues UIN; conversion, name change, ownership/control, additional projects require approval; prior Government approval in sensitive cases; Nodal branch concept for multiple offices
Bank Accounts BO/PO accounts with AD banks; separate accounts for projects; fund/non-fund-based facilities; remittance of profits allowed BO/PO accounts with Designated Bank; INR current accounts and foreign currency accounts for PO; term deposits up to 6 months; change of designated bank procedure; PO maintains separate accounts per project
Additional Place of Business Allowed with justification; fresh FNC for additional BO/LO Allowed under intimation to designated bank; Nodal branch/office designated for compliance of all offices
Registration with State Police Authorities Certain nationalities required to register Same nationalities
Annual Activity Certificate (AAC) Submitted by 30 September for March year-end; project offices submit to AD bank Submitted within 6 months of financial statements; combined AAC for multiple offices; POs executing multiple projects submit project list; AD bank can restrict transactions if AAC not submitted on time
Closure of Branch or Office Closure via AD bank; auditor certificate; ROC report; RBI can direct closure; appeal to RBI Closure under intimation to Designated Bank; AAC non-submission for 3 years triggers closure; RBI may direct closure; appeal mechanism with 45-day filing and 90-day decision timeline
Remittance / Winding-up Proceeds Remittance of profits net of tax with CA certificate; winding up proceeds with auditor certificate; compliance with laws Same; adds verification by designated bank; ROC closure certificate; regulator approval if applicable; bank account closure reporting to RBI
Reporting Requirements Establishment and closure of BO/LO/PO reported by AD banks; sensitive entities require RBI forwarding All establishments and closures reported via Annex B by designated bank; entities under provisos also reported; UIN allocation clarified
Directions to AD Bank AD banks must follow RBI instructions AD banks explicitly directed under FEMA Section 11 to implement checks and balances; responsible for compliance oversight

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